Lieutenant Roy J. Reed Date of Birth October 22, 1936 Appointed 1956 Department Department of Fish & Game – Bakersfield End of Watch June 07, 1984 Plaque 14 A state Fish and Game Department warden, Roy “John” Reed, was killed…
Medicare
I am almost 65, What do I do NOW!!! Part of planning for the future is to make sure that you don’t miss out on key dates that can cost you in the long term. I know, you figured that…
Stretching Your Dollars
Tips on Stretching Your Retirement Dollar Part of planning for the future is keeping track of your spending. I will be posting tips here that may be userful while working, but are often more important to you when you are…
Credit Reporting
Part of planning for the future is keeping track of what is happening today. One of the most important things you can do in this regard is to keep track of your credit history. This way you can react…
401-457
Retirement Planning Using a Roth IRA, a 401, 457, or ??? When I was working, I thought that putting a little away in the 401 or 457 was a great plan, but looking back today, I don’t believe it is the best…
Advanced Placement
Although you may not realize it, you could save a full year’s worth of college tuition, room & board and books when your kids start college. If your school has an advanced placement program, called “AP” classes in some schools,…
Ninty Percent
Retirement – 30 years @ 3%=90% not really Although you may not realize it, when you put in for your retirement, you have some decisions to make that will effect your retirement check if you have a spouse and family to…
Emergency Medical Retirement
Although you may not realize it, if you happen to die before you reach retirement age, your spouse receives your deposits plus the interest that they earned, not the retirement. So, you better stay safe and alive until you…
Convert To A Roth IRA
After you retire, you can leave your money in your current 401 or 457 plan. You don’t have to start withdrawals until the year that you reach age 70 1/2. You can, if you wish, roll your plans into…
Vacation
Converting or Cashing Out Your Vacation or Annual Leave Time Although you may not realize it, going on vacation or cashing out your vacation time are not the only options to consider as you approach retirement. Did you know that…